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Do You Do Any Of These Embarrassing Things? - Our Invoice Factoring Company Can Give
Your Freight Company The Cash You Need

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factoring trucking receivables

Factoring invoices is beneficial for several factors. It enables a truck firm to raise money without obtaining brand-new debt. While debt is often needed, the majority of freight broker firm would like to raise money without obtaining cash. Debt is dangerous, and when it can not be paid back, assets can be repossessed. If the financial obligation is huge enough, it could even require a freight brokerage out of business.

 

 

 

 

 

 

 

Cash For Companies. Tell Us What You Want - Pick The Best Factoring Company Instead Of A Regular Bank Financing

How to Enhance Money Flow Without Borrowing -Cash Money flow is one of the main reasons businesses fail.

At one time or another, every company, even successful ones, have experienced bad money flow.

Cash flow does not have to be a problem any ever more. Do not be fooled -- banks are not the only locations you can get funding. Other options are available and you do not have to borrow. What is truck factoring ? One solution is called truck factoring. Trucking Factoring is the procedure of offering accounts receivable to a financier rather than waiting to gather the money from the customer. Oh, the Irony- Trucking factoring has an ironic distinction: It is the monetary foundation of many of America's most successful businesses. Why is this paradoxical ? Because invoice factoring is not instructed in business colleges, is rarely mentioned in company plans and is fairly unknown to bulk of most of American company individuals.

Yet it is a monetary procedure that releases up billions of dollars every year, enabling thousands of companies to grow and succeed. Receivable Loan Financing has actually been around for thousands of years. Commercial Factoring Businesses are financiers who pay money for the right to receive the future payments on your invoices. An overdue receivable or invoice has value. It is a debt your client has to pay in the near future. Factoring Principals--Although factoring deals solely with business-to-business deals, a big portion of the retail company utilizes a factoring principal. MasterCard, Visa, and American Express all use a form of factoring in their retail transactions. Utilizing the purest meaning of the word, these big customer finance business are truly simply big Receivable Loan Financing Businesses of customer paper. Think about it: You make a purchase at Sears and charge it to your MasterCard. The store makes money practically immediately, even though you do not make payment until you are ready.

For this service, the charge card business charges XYZ Store a charge (typical common normal charges range from 2 to 4 percent of the sale). The Benefits Receivable Funding can provide numerous benefits to cash-hungry companies. Instead of waiting 30, 60, 90 days or longer for payment on an item that has actually already been provided, a business can factor (sell) its receivables for cash at a little price cut off the dollar value of the invoice. Payroll, marketing efforts, and working capital are simply a few of the business requirements that can be met with instant  money.

Receivable Funding provides the ways for a producer to renew inventory and make more products to sell: There is no longer a requirement to wait for earlier sales to be paid. FACTORING is not just a money management device for manufacturers: Almost any kind business can take advantage of FACTORING. Typically, a company that extends credit will have 10 to 20 percent of its yearly sales tied up in invoices at any given time. Think for a minute about exactly how much is tied up in 60 days' worth of invoices: You can not pay the power expense or today s payroll with a client s invoice, but you can offer that invoice for the money to satisfy those responsibilities. Using trucking factoring companies is a quick and simple process. The factoring company buys the invoice at a discount, usually a few percentage points less than the face value of the invoice.

 

 

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Jackson is the capital and since 1944 the largest city of the state of Mississippi. The city is located on the Pearl River (Mississippi�Louisiana) which drains into the Gulf of Mexico and is part of the Jackson Prairie region of the state. Jackson is one of two county seats of Hinds County, with the city of Raymond being the other.The city, the anchor for its metro area, is named after Andrew Jackson, who was honored for his role in the Battle of New Orleans and later was elected as US president. The current slogan for the city is ""Jackson, Mississippi: City with Soul."" It has had numerous musicians prominent in blues, gospel and jazz, and was known for decades for its illegal nightclubs on the Gold Coast; one site has been designated for the Mississippi Blues Trail.It had a decline in population from 184,256 at the 2000 census to 173,514 at the 2010 census. The 2010 census ascribed a population of 539,057 to the five-county Jackson metropolitan area. The city is ranked third as the best ""mud"" city among the United States' 100 largest metro areas, according to magazine. The study measured overall afability in living costs, housing rates, and more.In 2011 USS Jackson (LCS-6) was the first ship of the United States Navy to be named in honor of the city.Jackson is home to several major industries. These include electrical equipment and machinery, processed food, and primary and fabricated metal products. The surrounding area supports agricultural development of livestock, soybeans, cotton, and poultry. Major private companies based in Jackson include Ergon.

 

Gulfport is the second largest city in Mississippi after the state capital Jackson. It is the larger of the two principal cities of the Gulfport-Biloxi, Mississippi Metropolitan Statistical Area, which is included in the Gulfport-Biloxi-Pascagoula, Mississippi Combined Statistical Area. As of the 2010 census, the city of Gulfport had a total population of 67,793. Gulfport is co-county seat with Biloxi of Harrison County, Mississippi. Gulfport is also home to the US Navy Atlantic Fleet Seabees.According to Gulfport's 2011 Comprehensive Annual Financial Report, the top employers in the city were:

 

Southaven, a city in DeSoto County, Mississippi, is a suburb of Memphis, Tennessee and a principal city in the Memphis metro area. As of the 2000 census, the city population was 28,977. The 2010 census reflected a population of 48,982, making Southaven the fourth largest city in Mississippi. Southaven is traversed from north to south by the I-55/I-69 Freeway. While its name would indicate otherwise, the city of Southaven is actually in the northwesternmost corner of Mississippi. The name derives from the fact that Southaven is located south of Whitehaven, a neighborhood in Memphis.

 

Hattiesburg is a city in Mississippi, bisected by the county line between Forrest County (where it is the county seat) and Lamar County. The population was 47,556 in 2013. It is the principal city of the Hattiesburg, Mississippi, Metropolitan Statistical Area which encompasses Forrest, Lamar and Perry counties.Founded in 1882 by civil engineer William H. Hardy, Hattiesburg was named in honor of Hardy's wife Hattie. The town was incorporated two years later with a population of 400. Hattiesburg's population first expanded as a center of the lumber and railroad industries, from which was derived the nickname ""The Hub City."" It now attracts newcomers to the area because of the diversity of the economy, strong neighborhoods and the central location in South Mississippi.Hattiesburg is home to The University of Southern Mississippi (originally known as Mississippi Normal College) and William Carey University (formerly William Carey College). South of Hattiesburg is Camp Shelby, the largest National Guard training base east of the Mississippi River.Hattiesburg is home to several national business branches that hold thousands of jobs across the Pine Belt. It was headquarters to the now defunct manufacture in Hattiesburg.

 

Biloxi (/b?'l?ksi/; b?-LUK-see), officially the City of Biloxi, is a city in Harrison County, Mississippi. The 2010 United States Census recorded the population as 44,054. Along with the adjoining city of Gulfport, Biloxi is a county seat of Harrison County.The city is part of the Gulfport-Biloxi metropolitan area and the Gulfport-Biloxi-Pascagoula, Mississippi Combined Statistical Area. Pre-Katrina, Biloxi was the third largest city in Mississippi behind Jackson and Gulfport; with its population losses following that storm, it was passed by Hattiesburg and Southaven, so Biloxi is now ranked fifth in the state.The beachfront of Biloxi lies directly on the Mississippi Sound, with barrier islands scattered off the coast and into the Gulf of Mexico. Keesler Air Force Base lies within the city and is home to the 81st Training Wing and the 403d Wing of the U.S. Air Force Reserve.

 

Meridian is the sixth largest city in the U.S. State of Mississippi. It is the county seat of Lauderdale County and the principal city of the Meridian, Mississippi Micropolitan Statistical Area. Along major highways, the city is 93 mi (150 km) east of Jackson, Mississippi; 154 mi (248 km) west of Birmingham, Alabama; 202 mi (325 km) northeast of New Orleans, Louisiana; and 231 mi (372 km) southeast of Memphis, Tennessee.Established in 1860 at the intersection of the Mobile and Ohio Railroad and Southern Railway of Mississippi, Meridian relied heavily on the rails and goods transported on them. Union Station is now also home to several other modes of transportation, including the Meridian Transit System, Greyhound Buses, and Trailways, averaging 242,360 passengers per year. During the American Civil War, much of the city was burned to the ground by General William Tecumseh Sherman in the Battle of Meridian.Rebuilt after the war, the city entered a ""Golden Age"", becoming the largest city in Mississippi between 1890 and 1930 and a leading center for manufacturing in the South. It had 44 trains coming in and out daily. Although its economy slowed with the decline of the railroad industry, the city has diversified, with healthcare, military, and manufacturing employing the most people in 2010. The population within the city limits, according to 2008 census estimates, is 38,232, but a population of 232,900 in a 45-mile (72 km) radius and 526,500 in a 65-mile (105 km) radius, of which 104,600 and 234,200 people respectively are in the labor force, feed the economy of the city.The area is served by two military facilities, Naval Air Station Meridian and Key Field, which provide over 4,000 jobs to the surrounding area. NAS Meridian is home to the Regional Counter-Drug Training Academy (RCTA) and the first local Department of Homeland Security in the state. Key Field is named after Fred and Al Key, who set a world endurance flight record in 1935. The field is now home to the 186th Air Refueling Wing of the Air National Guard and a support facility for the 185th Aviation Brigade of the Army National Guard. Rush Foundation Hospital is the largest non-military employer in the region, employing 2,610 people.Among the city's many arts organizations and historic buildings are the Riley Center, the Meridian Museum of Art, Meridian Little Theatre, and the Meridian Symphony Orchestra. Meridian was home to two Carnegie libraries, one for whites and one for African Americans. The Carnegie Branch Library, now demolished, was one of a number of Carnegie libraries built for blacks in the Southern United States.The city has been selected as the future location of the Mississippi Arts and Entertainment Center (MAEC). Jimmie Rodgers, the ""Father of Country Music"", was born in Meridian. Highland Park houses a museum which displays memorabilia of his life and career, as well as railroad equipment from the steam-engine era. The park is also home to the Highland Park Dentzel Carousel, a National Historic Landmark � the world's only two-row stationary Dentzel menagerie in existence. Other notable natives include Miss America 1986 Susan Akin, James Chaney � one of the victims of the Mississippi civil rights workers murders in 1964, and Hartley Peavey, founder of Peavey Electronics which is headquartered in Meridian. The federal courthouse was the site of the 1966-1967 trial of suspects in the murder of Chaney and two other activists; it was the first time a white jury convicted a white official of a civil rights killing.Early on, the economy depended greatly upon the railroads in the area. The city was the largest in Mississippi around the start of the 20th century, with five major rail lines and 44 trains coming in and out daily.[22] The city's economy not only depended on the rails but the goods, such as timber and cotton, transported on them. With these rail-based industries, the city was a great economic power in the state and region from about 1890 through 1930. Though its economy slowed with the decline of the railroading industry in the 1950s, the city has adapted, moving from a largely rail-based economy to a more diversified one, with healthcare, military, and manufacturing employing the most people.[40]

 

Tupelo /'tu?p?lo?/ is the county seat and the largest city of Lee County, Mississippi. It is also the seventh-largest city in the state. It is situated in northeast Mississippi, between Memphis, Tennessee, and Birmingham, Alabama, and is accessed by U.S. Route 78. As of the 2010 census, the population was 34,546, with the surrounding counties of Lee, Pontotoc and Itawamba supporting a population of 138,976.This city is best known as the birthplace of Elvis Presley. As a one-year-old in Tupelo on April 5, 1936, Presley and his family survived a tornado that was ranked as the fourth deadliest in United States history. It took 216 lives.As of the census of 2010, there are 35,456 people, 13,602 households, and 8,965 families residing in the city. The racial makeup of the city is

 

Greenville is a city in Washington County, Mississippi, United States. The population was 34,400 at the 2010 census. It is the county seat of Washington County, located in the area of historic cotton plantations and culture known as the Mississippi Delta.

 

Olive Branch is a city in DeSoto County, Mississippi. The population was 33,484 at the 2010 census. Olive Branch is a suburb of Memphis, Tennessee and is part of the Memphis Metropolitan Statistical Area, a region that consists of three counties in southwest Tennessee, five counties in northwest Mississippi, and two counties in eastern Arkansas. From 1990 to 2010 Olive Branch was the fastest growing city in the United States with a growth rate of 838%. Along with other rapidly growing suburbs in DeSoto County, Olive Branch attributes most of its growth and development to the exodus of large numbers of middle-class families from central Memphis.Many locally owned, small businesses have been operating in Olive Branch for several decades. Examples are Old Style Barbecue, Olive Branch Printing, etc. Several regional businesses, such as are also located in the area. Also,in 2003, Memphis lost its only permanent indoor ice rink with the closure of the deeply troubled Mall of Memphis. A new rink opened in Olive Branch in August 2011.

 

Horn Lake is a city in DeSoto County, Mississippi. Horn Lake is a suburb of Memphis, Tennessee, which is located just a few miles to the north. As of the 2010 U.S. Census, the city's population was 26,066.Horn Lake is the site of a plant owned by Chicago-based Foods, which manufactures food coatings, seasonings, and other ingredients for the food processing and service industries.

 

Clinton is a city in Hinds County, Mississippi, United States. Situated in the Jackson metropolitan area, it is the tenth largest city in Mississippi. The population was 25,216 at the 2010 United States Census.At one point Com was headquartered in Clinton. In 2003 the company announced that it would move its headquarters to Virginia.[11][12]

 

Pearl is a city in Rankin County, Mississippi. The population was 25,092 at the 2010 census. It is part of the Jackson Metropolitan Statistical Area.Today, Pearl is a growing community across the Pearl River, for which the city was named, from Jackson. It is Mississippi's 13th largest city and the largest city in Rankin County.Pearl is a rarity in Mississippi cities in that it does not have a downtown square. Over the years the city has developed the old Pearl High School into a city administration building that houses city hall, Pearl Police Department, public works departments and city courts. A large auditorium-style community center was built next door.

 

Ridgeland is a city in Madison County, Mississippi. The population was 24,047 at the 2010 census. It is part of the Jackson Metropolitan Statistical Area.

 

Starkville is a city in Mississippi, United States. It is the county seat of Oktibbeha County. The Starkville Micropolitan Statistical Area includes all of Oktibbeha County. The population was 23,888 at the 2010 census. The campus of Mississippi State University is located directly to the east of Starkville.Starkville is an anchor of the Golden Triangle region of northeast Mississippi which consists of Starkville, Columbus, and West Point.The campus of Mississippi State University is located adjacent to the east of Starkville. As of the fall of 2011, MSU is the state of Mississippi's largest university with 20,424 students, more than 4,000 graduate students, and more than 1,300 staff. The university is also the largest employer of Starkville. Students have created a ready audience for the Magnolia Film Festival. Held every February, it is the oldest film festival in the state. Other major events held in Starkville and heavily supported by the MSU Student Body are the Dudy Gras Parade, Cotton District Arts Festival, Super Bulldog Weekend, Old Main Music Festival, Ragtime & Jazz Music Festival, and Bulldog Bash.

 

Columbus is a city in Lowndes County, Mississippi that lies above the Tombigbee River. It is approximately 146 miles (235 km) northeast of Jackson, 92 miles (148 km) north of Meridian, 63 miles (101 km) south of Tupelo, 60 miles (97 km) northwest of Tuscaloosa, Alabama, and 120 miles (193 km) west of Birmingham, Alabama. The population was 25,944 at the 2000 census. The population was 23,640 at the 2010 census. The population in 2012 was estimated to be 23,452. It is the county seat of Lowndes County and the principal city of the Columbus Micropolitan Statistical Area, which is part of the larger Columbus-West Point Combined Statistical Area. Columbus is also part of the area of northeast Mississippi called The Golden Triangle, consisting of Columbus, West Point and Starkville, in the counties of Lowndes, Clay and Oktibbeha.Major Employers:

 

Vicksburg is a city in and county seat of Warren County, Mississippi, United States. It is the seventeenth largest city in Mississippi.[citation needed] It is located 234 miles (377 km) northwest of New Orleans on the Mississippi and Yazoo rivers, and 40 miles (64 km) due west of Jackson, the state capital. In 1900, 14,834 people lived in Vicksburg; in 1910, 20,814; in 1920, 17,931; and in 1940, 24,460. The population was 26,407 at the 2000 census. In 2010, it became a Micropolitan Statistical Area with a population of 49,644. Vicksburg is the principal city of the Vicksburg Micropolitan Statistical Area, which includes all of Warren County.

 

Pascagoula is a city in Jackson County, Mississippi. It is the principal city of the Pascagoula, Mississippi Metropolitan Statistical Area, as a part of the Gulfport�Biloxi�Pascagoula, Mississippi Combined Statistical Area. The population was 26,200 at the 2000 census. It is the county seat of Jackson County.Pascagoula is a major industrial city of Mississippi, along the Gulf Coast. Prior to World War II, the town was a sleepy fishing village of only about 5,000. The population exploded with the war-driven shipbuilding industry. Although the city's population seemed to peak in the late 1970s and early 1980s as Cold War defense spending was at its height, Pascagoula experienced some new growth and development in the years before Hurricane Katrina. Today, Pascagoula is home to the state�s largest employer Industries. Other major industries include one of the largest refineries in the country; , an oil platform builder; and Mississippi Phosphates.Naval Station Pascagoula was located on Singing River Island, and was homeport to several Navy warships, as well as a large Coast Guard contingent. However, Naval Station Pascagoula was decommissioned as part of the 2005 BRAC recommendations and ceased operations in 2006.The city is served by three airports: Mobile Regional Airport, which is located in nearby Mobile, Alabama; the Gulfport-Biloxi International Airport, about 40 miles (64 km) west of Pascagoula; and the Trent Lott International Airport, located within Jackson County.The mayor of the city is Jim Blevins.

 

Clarksdale is a city in Coahoma County, Mississippi, and seat of the county. Located in the Mississippi Delta region, Clarksdale is an agricultural center, and has been home to many blues musicians. Clarksdale is named after John Clark, who founded the town.

 

Ox is a city in, and the county seat of, Lafayette County, Mississippi, United States. Founded in 1837, it was named after the British university city of Ox in hopes of having the state university located there, which it did successfully attract.As of the 2010 US Census, the population is 18,916; the Census Bureau estimates the city's 2013 population at 20,865. Ox is the home of the University of Mississippi, founded in 1848, also commonly known as ""Ole Miss"", although the university is officially located in University, Mississippi.Ox has been named by USA Today as one of the top six college towns in the nation. It is included in The Best 100 Small Towns in America. Lafayette County consistently leads the state rankings in the lowest unemployment rate per quarter. Ox City Schools are ranked as ""Star"" schools, the highest ranking available, and Lafayette County school systems are consistently ranked as ""5-star"" systems.

 

Laurel is a city in Jones County, Mississippi, United States. As of the 2010 census, the city had a total population of 18,548.Laurel is the principal city of the Laurel Micropolitan Statistical Area. Its major employers include Howard Industries, Sanderson Farms, Masonite, Family Health Center, Howse Implement, Thermo-Kool and South Central Regional Medical Center. Laurel is home to the Lauren Rogers Museum of Art (Mississippi's oldest art museum).

 

Gautier is a city in Jackson County, Mississippi, along the Gulf of Mexico west of Pascagoula. It is part of the Pascagoula, Mississippi Metropolitan Statistical Area. The population was 18,572 at the 2010 census. In 2002, Gautier annexed land nearly doubling its population to 18,413 by 2010, according to the Gautier Comprehensive Plan 2030. Locally, the name is pronounced as ""GO-chay."" Descendants of the Gautier family, for whom it was named, still live in the area.Gautier is a bedroom resort community with two championship golf courses, stately homes, and historic properties surrounded by bayous and wetlands on three sides. The natural environment of Gautier offers many opportunities for recreation and eco-tourism. Due to an abundance of vacant land for development and recent growth trends along the coastal areas, the city's population is expected to increase at a steady rate during the coming years to an estimated 22,788 people by 2025. The Gulf Coast region, of which Gautier is a part, has been considered a relatively high growth area of the State; however, the loss of houses and jobs after Hurricane Katrina led to outmigration in 2006.

 

Ocean Springs is a city in Jackson County, Mississippi, about 2 miles (3.2 km) east of Biloxi and west of Gautier. It is part of the Pascagoula, Mississippi Metropolitan Statistical Area. The population was 17,225 at the 2000 U.S. Census. As of the 2010 U.S. Census, the city of Ocean Springs had a population of 17,442.The town has a reputation as an arts community. Its historic and secluded downtown area, with streets lined by live oak trees, is home to several art galleries and shops. It is also home to a number of ethnic restaurants relatively uncommon in surrounding communities.Ocean Springs was the hometown of the late Walter Inglis Anderson, a nationally renowned painter and muralist who died in 1965 from lung cancer. The town plays host to several festivals, including its Peter Anderson Festival and The Herb Festival.Ocean Springs was severely damaged on August 29, 2005, by Hurricane Katrina, which destroyed many buildings along the shoreline, including the Ocean Springs Yacht Club, and the historic wooden Fort Maurepas, and gutted or flooded other buildings. Katrina's 25 ft (7.6 m) storm surge also destroyed the Biloxi Bay Bridge, which connected Biloxi to Ocean Springs.

 

Madison is a city in Madison County, Mississippi, United States. The population was 24,841 at the 2010 census. The population is currently over 25,000. It is part of the Jackson Metropolitan Statistical Area. It is currently the highest income city in the state. It is ranked the 2nd most livable city in Mississippi by AreaVibes.com.

 

Brandon is a city in Rankin County, Mississippi. The population was 16,436 at the 2000 census. It is the county seat of Rankin County. Brandon is part of the Jackson Metropolitan Statistical Area.

 

Greenwood is a city in and the county seat of Leflore County, Mississippi, located at the eastern edge of the Mississippi Delta approximately 96 miles north of Jackson, Mississippi, and 130 miles south of Memphis, Tennessee. It was a center of cotton planter culture in the 19th century.The population was 16,087 at the 2010 census. It is the principal city of the Greenwood Micropolitan Statistical Area. The Tallahatchie River and the Yalobusha River meet at Greenwood to form the Yazoo River. Throughout the 1960s Greenwood was the site of major protests and conflicts as African Americans worked to achieve racial integration and voting access during the civil rights movement.

 

Cleveland is a city in Bolivar County, Mississippi. The population was 12,334 as of the 2010 census.Cleveland has a fairly large commercial economy, with numerous restaurants, stores, and services along U.S. Route 61. Cleveland is one of the two county seats (the other being Rosedale) of Bolivar County, which was named for the South American liberator Simon Bolivar.

 

Natchez is the county seat and only city of Adams County, Mississippi, United States. Natchez has a total population of 15,792 (as of the 2010 census). Located on the Mississippi River some 90 miles (140 km) southwest of Jackson, the capital of Mississippi, and 85 miles (137 km) north of Baton Rouge, Louisiana, it is the 25th-largest city in the state. It is named for the Natchez tribe of Native Americans who inhabited the area.Established by French colonists in 1716, Natchez is one of the oldest and most important European settlements in the lower Mississippi River Valley; it later served as the capital of the American Mississippi Territory and then of the state of Mississippi. It predates Jackson, which replaced Natchez as the capital in 1822, by more than a century. The strategic location of Natchez, on a bluff overlooking the Mississippi River, ensured that it would become a pivotal center of trade, commerce, and the interchange of ethnic Native American, European, and African cultures in the region, for the first two centuries of its existence.In U.S. history, it is recognized particularly for its role in the development of the Old Southwest during the first half of the nineteenth century. It was the southern terminus of the historic Natchez Trace, with the northern terminus being Nashville, Tennessee. This was used by many pilots of flatboats and keelboats, to return overland to their homes in the Ohio River Valley after unloading their cargo in Natchez or New Orleans. (It was not until the implementation of steam power that travel northward on the Mississippi River could be accomplished by boat.) The Natchez Trace also played an important role during the War of 1812. Today the modern Natchez Trace Parkway, which commemorates this route, still has its southern terminus in Natchez.In the middle of the nineteenth century, the city attracted wealthy Southern planters as residents, who built mansions to fit their ambitions; their plantations were vast tracts of land in the surrounding lowlands of Mississippi and Louisiana, where they grew large crops of cotton and sugar cane using slave labor. Natchez became the principal port from which these crops were exported, both upriver to Northern cities and downriver to New Orleans, where much of the cargo was exported to Europe. Many of the mansions built by planters before 1860 survive and form a major part of the city's architecture and identity. Agriculture remained the primary economic base for the region until well into the twentieth century.During the twentieth century, the city's economy experienced a downturn, first due to the replacement of steamboat traffic on the Mississippi River by railroads in the early 1900s, some of which bypassed the river cities and drew away their commerce. Later there was an exodus of many local industries that had provided a large number of jobs in the area. Despite its status as a popular destination for heritage tourism, because of its well-preserved antebellum architecture, Natchez has had a general decline in population since 1960. It remains the principal city of the Natchez, MS�LA Micropolitan Statistical Area.

 

Long Beach is a city (incorporated August 10, 1905) located in Harrison County, Mississippi, United States. It is part of the Gulfport�Biloxi Metropolitan Statistical Area. As of the 2010 census, the city had a population of 14,792.

 

Corinth is a city in and the county seat of Alcorn County, Mississippi, United States. The population was 14,573 at the 2010 census. Its ZIP codes are 38834 and 38835.

 

Hernando is a city in central DeSoto County, Mississippi, United States. The population was 14,135 at the 2010 census. Hernando is the county seat of DeSoto County, the second-most-populous county in the Memphis metropolitan area. U.S. Route 51 and the I-55 freeway traverse the city from north to south and the I-69 freeway traverse the city east to west and north to south. Hernando's historic downtown square, which surrounds the county courthouse, sits at the intersection of Commerce Street and U.S. 51.

 

Moss Point is a city in Jackson County, Mississippi. The population was 13,704 at the 2010 census. On August 29, 2005, Moss Point was hit by the strong east side of Hurricane Katrina, and much of the city was flooded or destroyed (se"

 

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g with Jaime Correa and Associates on the implementation of its master plan, on a full-fledged New Urbanism SmartCode for its downtown area, and on the implementation of mixed-use neighborhoods and main street.

 

Booneville is the county seat of Prentiss County, Mississippi. Booneville was incorporated in 1861 and named after R.H. Boone, a relative of Daniel Boone. The population was 8,625 at the 2000 census. It is one of 21 certified Mississippi retirement cities.

 

New Albany is a city in Union County, Mississippi, United States. The population was 8,526 at the 2010 census. New Albany is the county seat of Union County. New Albany was first organized in 1840 at the site of a grist mill and saw mill on the Tallahatchie River and was developed as a river port. The birthplace of author William Faulkner as well as Eli Whiteside and Bettie Wilson and the adopted home of Morris Futorian, father of the Northeast Mississippi furniture industry. As of 2010 New Albany has a population of 8,526 and is known for its education system, well-educated labor force and strong work ethic. The city houses modern factories, robust neighborhoods and vibrant shopping centers, while at the same time preserves its historic downtown area.Organized in 1840 at the site of a grist mill and a saw mill on the Tallahatchie River near the intersection of two historic Chickasaw Indian trade trails, the town developed as a river port and as a regional center for agriculture and commerce. The Civil War interrupted this progress, however, as Union troops swept through the city and burned all but a few buildings.Union County was formed from parts of neighboring Lee, Pontotoc, and Tippah Counties in 1870, with New Albany designated as county seat. The city�s new role as a center of government led to renewed economic activity. Citizens� efforts in the late 1880s to secure a railroad through New Albany were rewarded with two railroads connecting the community to points north, south, east and west. Depot clerk for one of the railroads was the father of William Faulkner. Born in 1897 in a single-story clapboard house, Faulkner went on to write 19 novels and 75 short stories, winning the coveted Nobel Prize and the Pulitzer Prize twice for his work.

 

Bay Saint Louis is a city located in Hancock County, Mississippi. It is part of the Gulfport�Biloxi, Mississippi Metropolitan Statistical Area. As of the 2000 census, the city had a total population of 8,209. The city is recovering population lost due to Hurricane Katrina, and the Census Bureau's 2011 population estimate was 9,408. It is the county seat of Hancock County. Like several other upper Gulf Coast cities, Bay Saint Louis was devastated by Hurricane Katrina in August 2005 (see details below).

 

Senatobia is a city in and the county seat of Tate County, Mississippi, and is the 15th largest municipality in the Memphis Metropolitan Area. The population was 8,165 at the 2010 census.Senatobia is the home of Northwest Mississippi Community College, a state community college that provides two year academic and technical degree programs. Northwest's system-wide enrollment exceeds 8,000 on three campuses in Senatobia, Southaven and Ox. Senatobia is also the home of The Baddour Center, a residential care facility for mild to moderately mentally retarded adults.On April 13, 1834 early settler James Peters purchased two sections of land from the Chickasaw Nation for the sum of $1.25 per acre. The land purchased later became the town of Senatobia. The name Senatobia, given by Charles Meriweather, was derived from the Indian word Senatohoba, which means �White Sycamore��a symbol of ""rest for the weary.""Senatobia received its charter as a municipality in 1860, thirteen years prior to the creation of Tate County and one year prior to the outbreak of the Civil War, during which the town's business section was burned twice by Federal troops.Two Academy Award nominated films have been partially filmed in the town: The Client (1994) and The People vs. Larry Flynt (1996).

 

Holly Springs is a city in Marshall County, Mississippi, United States.Near the Mississippi Delta, the area was developed as cotton plantations, which depended on slave labor. After the American Civil War, many freedmen worked as sharecroppers and tenant farmers. As the county seat, the city is a center of trade and court sessions.The population was 7,957 at the 2000 census. A slight decrease in population was calculated in the 2010 census. Holly Springs is the county seat of Marshall County.

 

Philadelphia is a city in and the county seat of Neshoba County, Mississippi, United States. The population was 7,477 at the 2010 census.

 

Batesville is a city in Panola County, Mississippi. The population was 7,463 at the 2010 census.Batesville is one of two county seats for Panola County; the other is Sardis.

 

Kosciusko /'k?zi'?sko?/ is a city in Attala County, Mississippi, United States. The population was 7,402 at the 2010 census. It is the county seat of Attala County.Kosciusko is located on the Natchez Trace Parkway, northeast of Jackson. It is named for the U.S. and Polish general Tadeusz Kosciuszko, who assisted United States military efforts during the American Revolution. However, the Anglicized name of the city omits the ""z"". Kosciusko was originally named Red Bud Springs for one of three natural springs that were present in the city.Kosciusko was the home of Magnolia Bible College, and the birthplace for several notable people, including Oprah Winfrey and James Meredith.

 

Byram is a city in Hinds County, Mississippi. The population was 7,386 at the 2000 census, at which time it was a census-designated place (CDP). It is part of the Jackson Metropolitan Statistical Area. It was incorporated for a second time in its history on June 16, 2009.

 

Coffeeville is a town in Yalobusha County, Mississippi. The population was 905 at the 2010 census. It is named after John Coffee (1772 � 1833), a planter and military leader.

 

Amory is a city in Monroe County, Mississippi. The population is 7,316 as of the 2010 census.Gilmore Memorial Hospital is well regarded as having one of the better maternal wards in northeast Mississippi.[] Other business sectors include sports equipment manufacturing, wood pulp processing, and the furniture and textile industries. The city of Amory has free municipal Wi-Fi, courtesy of the Gilmore Foundation.

 

Louisville is a city in Winston County, Mississippi. The population was 7,006 at the 2000 census. It is the county seat of Winston County.

 

Perkinston is an unincorporated community in central Stone County, Mississippi, United States. It is situated along U.S. Highway 49, approximately five miles south of Wiggins. The community is part of the Gulfport�Biloxi, Mississippi Metropolitan Statistical Area.

 

Waveland is a city located in Hancock County, Mississippi, on the Gulf of Mexico. It is part of the Gulfport�Biloxi, Mississippi Metropolitan Statistical Area. The City of Waveland was incorporated in 1972. As of the 2000 census, the city had a total population of 6,674. Waveland was nearly destroyed by Hurricanes Camille on August 17, 1969 and Katrina on August 29, 2005.The current mayor of Waveland is Democrat David Garcia.

 

Columbia is a city in Marion County, Mississippi, which was formed six years before Mississippi was admitted to statehood. Columbia was named for Columbia, South Carolina, from which many of the early settlers had migrated. The population was 6,603 as of the 2000 census. It is the county seat of Marion County.

 

Richland is a city in Rankin County, Mississippi. The population was 6,027 at the 2000 census. It is part of the Jackson Metropolitan Statistical Area.

 

Forest is a city in Scott County, Mississippi. The population was 5,987 at the 2000 census. It is the county seat of Scott County.

 

Crystal Springs is a city in Copiah County, Mississippi, United States. The population was 5,044 as of the 2010 census, down from 5,873 at the 2000 census. It is part of the Jackson Metropolitan Statistical Area.

 

Pontotoc is a city in, and the county seat of, Pontotoc County, Mississippi, located to the west of the much larger city of Tupelo. The population was 5,625 at the 2010 census. Pontotoc is a Chickasaw word meaning ""Land of Hanging Grapes"".The famous outlaws Jesse and Frank James and their gang once hid at an old house which was used as a Union Army hospital during the Battle of Harrisburg or Battle of Tupelo. The house was located at a crossroad in east Pontotoc County, near the Lee County line.The Town Square Museum is located in the old US post office near the county courthouse. This historic building houses Pontotoc memorabilia, and continues to operate as a full-service post office. A mural in the museum's lobby titled The Wedding of Ortez and SaOwana - Christmas 1540 depicts the first recorded Christian marriage on the North American continent. It was said to have occurred between Juan Ortez and Princess Saowana, daughter of Chief Uceta, of the Florida Seminole tribe. The wedding is said to have taken place in Pontotoc County during a visit by explorer Hernando de Soto. The mural was painted by Joseph Pollet in 1939 under the arts program of the Works Progress Administration.The Town Square has a festival every year during the last week of the month of September called the Bodock Festival, based on the Maclura pomifera tree next to the historical mansion, Lochinvar, that survived a massive tornado hit in 2002. The festival is held over the last weekend, including Friday, of September.

 

Aberdeen is a city in Monroe County, Mississippi. The population was 5,612 at the 2010 census. It is the county seat of Monroe County.Located on the banks of the Tombigbee River, Aberdeen was one of the busiest Mississippi ports of the 19th century. Cotton was heavily traded in town, and for a time Aberdeen was Mississippi's second largest city. Today Aberdeen retains many historic structures from this period, with over 200 buildings on the National Register of Historic Places. In the spring of each year, Aberdeen hosts pilgrimages to its historic antebellum homes. The most prominent of these antebellum homes is The Magnolias, which was built in 1850.Located just outside the city, Aberdeen Lock and Dam forms Aberdeen Lake, a popular recreational area. Aberdeen Lock and Dam is part of the Tennessee-Tombigbee waterway system.

 

Leland is a city in Washington County, Mississippi. The population was 4,790 at the 2008 census.The town is located in the heart of the Mississippi Delta on the banks of Deer Creek, which is decorated each Christmas season with floats that bring visitors from afar to view the colorful displays.Farming is the basis of the local economy. Mississippi State University and the federal government maintain an agriculture research station at Stoneville on Leland's outskirts. Cotton, soybeans, rice and corn are the leading crops.Leland is in the heart of blues country and has produced a number of national and regionally famous blues musicians. There are five Mississippi Blues Trail markers in Leland commemorating the small town's significant contribution to blues history. Highway 61, mentioned in numerous blues recordings, runs through the town and gives its name to the community's blues museum. Leland is the burial place of the folk artist and blues musician James ""Son"" Thomas, who lived for many years along the railroad tracks. Thomas is buried beneath a gravestone donated by musician John Fogerty of Creedence Clearwater Revival.Blues musician Johnny Winter spent part of his childhood in Leland. Winter�s grandfather and father, a former mayor of Leland, operated J.D. Winter & Sons, a cotton business. One of the Blues Trail markers in Leland is dedicated to Winter.The community is the birthplace of Kermit the Frog, a Muppet created by Jim Henson, who was born in nearby Greenville, but raised in Leland. The city has a museum along the banks of Deer Creek celebrating Henson's accomplishments. U.S. Post Office, 204 N. Broad St. Leland Rex Theatre for Colored People in Leland, 1937, by Dorothea LangeLeland was selected as the site for the Mississippi Wildlife Heritage Museum, scheduled to open in 2016.

 

Winona is a city in Montgomery County, Mississippi. The population was 5,482 at the 2000 census. It is the county seat of Montgomery County. Winona is known in the local area as ""The Crossroads of North Mississippi"" due to its central location at the intersection of U.S. Interstate 55 and U.S. Highways 51 and 82.Winona has recently received water and power across I-55 which has allowed more businesses, such as Pilot, to develop. Due to the late development of water and power across I-55, Winona has until now been hindered in its ability to grow.[]

 

Ripley is a city in Tippah County, Mississippi. The population was 5,478 at the 2000 census. It is the county seat of Tippah County.Colonel William Clark Falkner, great-grandfather of authors William Faulkner and John Faulkner, was a prominent resident of Ripley in the mid to late-19th century. W.C. Falkner's exploits in and around Ripley served as the model for Faulkner's character of Colonel John Sartoris.

 

Waynesboro is a city in Wayne County, Mississippi, United States. The population was 5,197 at the 2000 census. It is the county seat of Wayne County.

 

Vancleave is a census-designated place (CDP) in Jackson County, Mississippi. It is part of the Pascagoula, Mississippi Metropolitan Statistical Area. The population was 4,910 at the 2000 census.

 

Saltillo is a town in Lee County, Mississippi. The population was 4,752 at the 2010 Census.

 

Flowood is a city in Rankin County, Mississippi. The population was 4,750 at the 2000 census. It is part of the Jackson Metropolitan Statistical Area.

 

Carthage is a city in Leake County, Mississippi. The population was 5,075 at the 2010 census. It is the county seat of Leake County.The largest chicken processing plant in the world is located here.The largest chicken processing plant in the world�able to process 2.5 million chickens per week�is located on Highway 35 north of Carthage. Originally owned by Maid Farms, the plant was flanked by a large trailer park built in the mid-1990s to house the factory's growing Hispanic migrant workforce, and the Hispanic population of Carthage increased from 1.9 percent to 12.3 percent between 2000 and 2010. The plant was purchased by Tyson Foods in 2003, and employs 1,700.[

 

"

 

Mississippi

 

The American Transportation Organization
states that there around
200,000 truck drivers with freight trucking
businesses and
276,000 private companies trucking
firms licensed to
operate in the United States that carried,
according to their newest listings of millions of
products, materials and
fundamental products .
There are several usual
carriers either going solo or in
groups on our country
roads carrying these
crucial items to our
shops, manufacturingplants and shipping ports.

Also freight factoring
firms aid
countless of them and offer their
accounts receivablesfinancing facilities
nationallyincluding
including the following states.

: Alabama, Alaska, Arizona, Arkansas, California, Colorado, Connecticut, Delaware, Florida, Georgia, Hawaii, Idaho State, Illinois, Indiana, Iowa, Kansas, Kentucky, Louisiana, Maine, Maryland, Massachusetts, Michigan, Minnesota, Mississippi, Missouri, Montana, Nebraska, Nevada, New Hampshire, New Jersey, New Mexico, New York, North Carolina, North Dakota, Ohio, Oklahoma, Oregon, Pennsylvania, Rhode Island, South Carolina, South Dakota, Tennessee, Texas, Utah, Vermont, Virginia, Washington, West Virginia, Wisconsin, and Wyoming

 

Mississippi's economy totaled more than $100 billion for the first time. Federal figures show the biggest contributor to growth in Mississippi last year came from makers of durable goods such as cars and ships. Nearly 30 percent of the state's growth came from that sector. Other large contributors to Mississippi's growth were expansions in the retail trade and finance and insurance sectors.Manufacturers add value to raw products by creating manufactured items. For example, cotton cloth becomes more valuable than a boll of cotton through manufacturing processes. Processed foods are Mississippi's most important manufactured products. Meatpacking (poultry processing plants) is particularly important. Other food products are beverages, dairy products, grain products and seasonings. Furniture production is Mississippi's second ranking manufacturing enterprise and the state is one of the leaders in the production of upholstered products. The manufacture of chemicals (industrial chemicals, pharmaceuticals) ranks third in the state. Other products manufactured in Mississippi include motor vehicles, motor vehicle parts, ocean-going freighters and tankers, electrical products, appliances, generators, lighting and wiring equipment, and stereo systems. Mississippi is a leading shrimp producing state.

 

 

 

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If you're like most drivers, you're looking for a better company in trucking that might be offering the best jobs in terms of pay, freight, and hometime ' not to mention benefits or a sign on bonus. We've got all of our clients listed based on the states where they're hiring, so you can quickly find the best job in your home state. You'll see the very best nationwide trucking companies that have positions available.

 

Life of a Truck driver, like many other professionals can be very challenging, rewarding, and frustrating at the same time. �The com� is an information site for many of the Truckers needs. It is designed to encompass the needs of the Trucker, both on the Road and at Home.

List of Trucking Companies for Owner/Operators and Company Drivers

 

Click below to find Trucking Companies in the United States:

Trucking Companies serving to/from points within the United States,
categorized by services offered. United States Trucking
Companies will be listed under all categories in which they provide specified Trucking Services.
To find companies offering specific Trucking Services in the United States, click on the list of services below.

Life of a Truck driver, like many other professionals can be very challenging, rewarding, and frustrating at the same time. �The com� is an information site for many of the Truckers needs. It is designed to encompass the needs of the Trucker, both on the Road and at Home.

List of Trucking Companies for Owner/Operators and Company Drivers

 

Click below to find Trucking Companies in the United States:

Trucking Companies serving to/from points within the United States,
categorized by services offered. United States Trucking
Companies will be listed under all categories in which they provide specified Trucking Services.
To find companies offering specific Trucking Services in the United States, click on the list of services below.

 

"

Hanson Truck & Haul have been operating their business since the mid 1980s. They've delivered goods for nearly every major industry in the nation and for 20 plus years, business was booming as they've traversed the country in all weather for all clients. During the heady times from 2002 to 2007, Hanson was a top rated accounts receivable mastermind of the trucking industry. Few customers were ever late on bills and those clients who were, were sure to turn in their late payments within a reasonable amount of time. Cash was flowing and times were good for all.But a short year later, in the fall of 2008, when the United States economy took a nosedive and businesses both small and large began to feel the pinch on their pocketbooks, those that used to make their demands had suddenly and largely gone silent. Business slowed down. Worse still, it was noticed by Hanson in early 2008 that even though most of their loyal customers were on time with their payments, there were a few late bloomers who were starting to spread the disease. Spring changed to summer, summer changed to fall, and the CEO of Hanson, Lonnie Porter, was beginning to feel very uncomfortable indeed whenever he looked at their weekly Accounts Receivable reports. The number of clients who were late in their payments was continuing to grow.He had already been to the administrators to ask what the actual problem was. Were they doing something wrong or different when it came to reaching out to delinquent accounts? By his bookkeepers records, this wasn't the case. Perhaps he was losing his customers to his competitor, who seemed to offer very low prices with no guarantee of quality or performance, and these clients who were in debt to his company had possibly disappeared leaving him stranded. Perhaps they were unable to pay their debt to him, but were able to meet the costs of a lesser service. But after doing the cursory research for this and talking to friends in the field, he found that alas, no, customers of Hanson hadn't gone elsewhere. They had just gone home.This current state-of-affairs was causing Lonnie Porter to have some very restless nights. He had employees to pay, goods to ship, trucks to maintain and overhead that was almost unbearable when compared against the lack of funds that were coming in. At night he would speak to his wife Viola and shake his head in frustration.

 

""Lin, I have a really bad feeling,"" he'd sadly say to his wife.""What could you do differently?"" she would ask.Lonnie would stare off for a moment and then close eyes. In his mind he could clearly see the fleet of trucks purchased over the many years. He could see them traveling, bringing goods to all of his clients. But somewhere, a haze would form over his fleet and the vast number of vehicles would disappear to but a few. Why couldn�t he work out how to resolve this financial problem with his business?""I think I know what it could be,"" Lonnie said. ""For way too long I've been relying solely on profits received from invoices. For too long I've been allowing our clients to let their accounts become overdue."" Viola would look at her husband lovingly, and holding his hand would say 'it is such a harsh economy these days and our clients must be having difficulty meeting their responsibilities'.""Viola was trying so hard to support her husband in these worrying times, while Lonnie was weighed down with the worry of how he was going to handle this situation he found himself in.The next day Lonnie strolled into his office and was determined to sit down and make every phone call to every client who had owed Hanson money. This wasn't really a very efficient way for a Chief Executive to spend his day, and Lonnie knew he should be overseeing all the other sides of the business, such as shipments and deliveries, approaching prospective customers, or working with his sales team. Even though he was doing something to help his company, he knew he had folks on salary to do just this thing. Wasting money, wasting time - even with the best of intentions, Lonnie knew that he was in trouble.

 

Poor Lonnie spent the whole morning trying in vain to contact his debtors: they promised to call back, dodged his calls, or made small interest-only payments. He was beginning to feel quite despaired when his secretary knocked on his door.

 

""Lonnie, can I have a word?"" she queried, standing in the doorway.

 

""Sure thing Dawn, come on in."" Lonnie relaxed back into his chair and looked up at Dawnerley.""Well Lonnie, this afternoon I did some research, trying to work out how we are going to get out of this mess."" She opened up a folder she had been carrying and pulled out a small wad of papers, placing them on the desk in front of him.""Have you ever heard the word factoring?"" she asked.""It sounds vaguely familiar. What is factoring""? he asked.She began, ""Well, it is really very simple. So basically, factoring invoices would enable us to get paid on the nose for loads that we haul.""Lonnie interrupted ""Immediately?"".""Yes, immediately,"" she continued, ""In a nutshell, it is pretty easy. We can have an expert account manager review our numbers and help us complete a company profile. Included in the profile would be the investigation of our accounts receivable aging reports, our current customers' credit limits etc.. In addition, factoring will assist in determining our customers' creditworthiness, independent from their credit relationship with our company. It provides a very broad view.""I see,� Lonnie said. �And then what?""Following the completion of their review and once we have been approved for a contract with the factoring company, then we sit down to negotiate conditions and terms. There�s a lot of flexibility depending on the business volume and credit histories. This company tells us what the cost will be to purchase factoring for our accounts receivable. Once we arrive at a mutual agreement, the funding begins.�Lonnie was still a little concerned. He leaned forward in his chair and studied the paperwork very closely.""I do not know, Dawn - it just sounds too good to be true"", Lonnie said quietly.""Now, now, I know, I thought the same thing. But think about it, Lonnie: they've guaranteed that experts will do all the paperwork, and that will free us up to do what we should be doing - focusing on our customers in good standing, and that kind of stuff. And they're flexible Lonnie,"" she underlined a paragraph on the paper before him.""How flexible?"" asked Lonnie.""It seems that they personalize their factoring charges so that the amount they're prepared to work with is commensurate with our client's debt and our needs. It only takes 2 to 4 days for this to be figured out. ""It does all sound pretty good, remembering that we are all tapped out now with loans from the bank last year to repair vehicles, and we all know just how tight money is. it is imperative that we keep the business rolling as usual, and every day we go unpaid we are getting closer and closer to dealing with some serious issues in both the short term and the long term,"" Lonnie said.Lonnie took in a long slow breath, then looked at his secretary with something like hope in his eyes.""Precisely�. This could very well be the answer to resolving the problems we are having with these clients who still owe us money.""Lonnie took a moment to think about this solution, and agreed with his secretary. The customers who were in debt to Hanson Truck & Haul were professional resources of the company, but they were also long-standing friends. Just because they were experiencing difficulties paying their own bills now, Lonnie was very concerned about losing these relationships. Lonnie knew only too well that the whole economy was floundering, and that it was not going to change overnight. That unknown amount of time could create a disaster situation for both of them if he wasn't careful in how these debtors were handled. He did not want to lose business but he also did not want to lose any more money.""Well, let me think about this tonight Dawn, thank you."" Dawn nodded, satisfied with her work, and she left the office feeling quite content in the knowledge that she had helped Lonnie keep the shirt on his back, and possibly hers too.Lonnie stayed at his desk for a long time, looking over the details they hadn't discussed during their meeting. What other issues could freight factoring help Hanson with? Running his pencil down the sheet, he noted that the freight factoring company could assist with fuel costs, fuel advances, and fuel discount cards. In fact, Hanson could receive up to fifty-percent cash advances upon load pick-ups. Lonnie was a typical business man: he despised binding contracts that did not allow room to breathe, so he was pleasantly surprised to see that the factoring company did not require a long term contract, that there was no minimum volume required, and that there were no sign-up fees.""Well, I'll have to tell Willard about this,"" muttered Lonnie to himself.Willard is Lonnie's son-in-law, and he really admired the ideas behind Hanson, so much so that only two years before he had started his own transportation service business. Lonnie knew then what struggles Willard would face but he encouraged him nonetheless. With the faltering economy, if a big fish like Hanson was hurting, a little guy like Willard was about to catch his death. Perhaps the antidote to these problems was in freight factoring, and they were about to find out.A few short months later, after completing the application process, having the legal experts review his credit history, accounts receivable, and statements, finally Lonnie was beginning to find his way out of the hole his debtors had created for him.They adopted reasonable factoring purchase contracts and stopped wasting their own precious time trying to collect debts. They used that time to refocus their efforts in being competitive in new territories. Lonnie recalled those dismal months when he wasn't aware of freight factoring, and he shuddered at those memories. He probably wouldn't be in business today had he not learned just in time about freight factoring.

 

"

 

 

 

More Trucking Factoring Companies Story Articles

Factoring in the Future of a Trucking Business: A Story Tommy Perkins let the phone ring on his desk. His morning coffee cooled and his cigarette smoked away in the tray: Tommy is thinking, and pondering the biggest decision he's ever had to make for his trucking business. Perkins Trucking Company had reached a turning point and he now had to make a decision as to whether he should sign up with a factoring company, and indeed if this would be a good or regrettable decision for his business.

 

Tommy�s father had started as an owner-operator and had grown Perkins Trucking Company into a fifteen trailer fleet over forty years. Yes, they had survived some very difficult times when it appeared like they might go under, and even Tommy's mother had jumped into the cab at times to make hauls. His father had worked long enough to see the price of hires drop dramatically during the recession and to see the explosion of fuel prices afterwards. Now the company was solely in Tommy�s hands and he wanted to live to see it in better shape for his sons.

 

To move Perkins Trucking Company ahead into the future, he needed a steady cash flow but there was just not enough money to go around. He had employees to pay. They all have families and the usual household bills. Some of the refrigerated trailers were in need of repairs and he felt to stay competitive it was also a good idea to invest in specialized haulers to be ready for the constant requests he was getting for loads of new energy and agriculture equipment. He knew that turning down these requests made Perkins Trucking look inefficient and weak in what was currently a strong market.

 

He knew what his father would have said - 'wait, take your time before adding new technology'. Tommy chuckled, thinking about his father. His father had been against placing GPS units in the cabs. He would say, �Why do you need the voice of some woman to tell you to get off at an exit that has been the same exit that has been there for years?� He smiled to himself as he remembered his father poking fun at the other drivers who switched to automatic, even though automatic was quite obviously more efficient (though less manly). He knew his father's days were long gone and new technology was very important for the business, like having Qualcomm to reduce communication time for bills of lading.

 

Tommy believed a successful man is always thinking of his next step. What would be the next step for Perkins Trucking? And how would he be able to afford it? Funding was all tied up in the mortgage for the office and garage and in the fuel bills. Thankfully he'd just finished paying off the bank loan for the installation of satellite radio in the trucks.

 

But was factoring the answer? There was a lot he didn�t understand about the process. It sounded a lot like ninth grade algebra which just didn�t feel like it belonged as part of the trucking business. Factoring companies buy your invoices and manage your accounts receivable for a certain percentage of the invoiced amount. The factoring company gives the trucking business its payment right away which allows the business to have continuous cash flow so it can pay employees, buy fuel, and make repairs for upcoming hauls. Without this assistance, you're placed in the position of waiting for payment from your customers, and this can often be thirty days, or more. During those thirty days the trucking company cannot pay its employees and bills with invoices.

 

Now it was time for Tommy to do his homework. He had heard of companies charging for same day money transfers, advancing a percentage of the money owed to your business, while the rest is held in a private account if the bill wasn't paid within sixty or more days. Worse still, if the customer defaulted on payment, the factoring company takes it out of the money supposedly coming to you! Through the grapevine, he�d also heard about how some companies suddenly slipped you onto a sliding scale of percentages even if you had already signed a lengthy contract for maybe 3% or 7% so there you are with 10% coming as a cost to you out of the freight bill. His colleague, Ronnie, who owned a trucking company in Missouri, was nearly destroyed by a factoring company who charged him the full freight bill on top of the fees for factoring. Well, what was the point of going to a factoring company if there was shady business like that going on?

 

But it turned out to be quite easy. When he called the factoring companies he discovered they were very open about their business practices, and very friendly and helpful. Their customer service actually knew things about their company and spoke in nice clear English so he could understand what was being explained. He didn�t mind signing an exclusive contract. He liked the idea of a long term commitment so he knew he wouldn�t have to bother going back and forth to different companies and wasting time filing more forms. Nobody charged him for credit checks and they offered him a fuel advance on the pick-up of the load. Many companies offered a non-recourse factoring program that suited him just fine. Also he was happy to hear how much he was offered in terms of percentages on the freight bills. It sounded like a great scheme to him.

 

It was really refreshing dealing with the factoring people. They were extremely helpful and more personable than the bank staff. He was relieved to note that the factoring companies understood the trucking business and discussed business with him like a respected client, not like someone looking for a handout. The factoring companies didn�t worry over his credit and the debt troubles his father had had in the past of the company. Factoring was based on the credit of his customers and on their reliability which worked well for Tommy because he and his father had built up good strong relationships over decades with their list of clients. He knew immediately that there would not be any problems when they were contacted by the factoring company regarding their invoices. His clients wouldn�t think poorly of Perkins Trucking and the factoring companies appeared capable of handling the accounts receivable in the same polite manner that his father had used over the years.

 

Feeling happier now, Tommy stepped out of his office to advise his secretary to expect to receive the contract very shortly from the factoring company. There was a new bounce is his step now: he knew instinctively that this new step would raise the future of his company to a new and higher level, and that all the stress from the past could now be put behind him. He suddenly realized that, with this new cash flow, he could actually expand Perkins Trucking Company and who knows, move into Canada, which had always been his dream. He was a happy man again knowing that he had just made a decision which would guarantee the success of his business and his sons would not be inheriting a financial mess.

 

 

 

 

 

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Trucking Factoring  Articles

"

�So, this is not a loan?� Jerry Gomez asked as he leaned back in his chair, crossing his legs. The woman sitting across the desk from Jerry smiled at him, shaking her head.�Not quite,� she stated.Jerry Gomez owned a small trucking company, and his business had recently fallen on difficult times. Certainly the trucking business can be an extremely profitable venture, and for many years it had been that way for Fred. His company was called Peterson Trucking, named after both of his grandfathers, Roland and Jesse. They had both been hardworking men, and had done a lot to make Jerry the same.Disaster had struck half a year ago, when two trucks in Fred�s fifteen truck fleet went down. One was a roll-over and ended up in the trucking graveyard: the other was involved in a serious and costly accident. The financial security of Fred's company relied on his full fleet on fifteen being on the road, and missing two trucks was just devastating . Furthermore, buying a whole new truck and fixing the other simply took more cash than Jerry had on hand.A big problem a lot of trucking companies came across was how bills were paid in the industry. You could go a month or more before bills were completely paid off. This system works okay as long as no problems arise, but if they do, then things can get quite sticky.Jerry wasn�t a bad owner, and he hadn�t messed up. Things had happened that he could not have predicted, and he had to figure out a way to keep his business from hurting, or even going under.That�s where the woman across the desk came in. Jerry knew she was employed by a Factoring company and that her name was Jane. Jerry had come across her company as he sat in his office late one night, pouring over the internet for some solution to his problem long after his employees had gone home.Jane explained. �it is really not a loan at all: we actually buy your accounts receivable. We aren�t giving you money to be paid back later, we�re buying something from you, and you can buy it back when you can. This is a win-win situation: we are protected from a total loss, and you're protected from the ridiculous fees and charges you'd have to pay if you borrowed from a bank.Jerry agreed. It sounded good to him, almost too good.Jane laughed. �You look like you don�t believe me,� she said.�No, I do, I just think it sounds a bit too good to be true. I actually thought I might end up losing my business.�Jane nodded. �We get that a lot. There's no way we want to see you lose your business. You work hard, you�ve put everything you can into it. We all need help sometimes. That�s what we�re here for.""In any case, thank you for coming to see me.""It�s right down the road, usually we do it all online, but I didn�t mind swinging on by today,� Jane said with a smile. �Let's work out a solution to your problem.�And right there and then they created a business profile. Jerry completed the form, with Jane offering advice as needed.

 

The completed profile gave Jane and her company all the information they needed on Fred's business, and with this information they would determine if this business would in fact be suitable for Factoring. Unfortunately, not all companies are. Some were beyond factoring special brand of help, and sometimes things weren�t even dire enough for it. Listening as Jerry filled out his form, Jane was pretty sure he was a perfect candidate for factoring.Jane took the completed form and placed it in her briefcase. She then stood, reached across the desk and shook Fred�s hand. He stood before they shook as well, and then smiled. Jerry walked Jane to the door where they said 'Goodbye', then he went back into his office.All his staff members were there, all seven who worked in his office. Sitting behind his desk once more he could hear the familiar sounds of his office workers going about their daily business.He shut his eyes. He felt so drained: he had been flailing helplessly for so long, he just knew his business was going to collapse and probably take him with it. But now, after speaking to Jane and learning all about Factoring, he felt such a huge relief, like someone had just lifted a huge weight off his shoulders. He relaxed into his chair, running his hand through his thick black hair with its telling streaks of grey.The long nights, where he couldn�t sleep. The sudden panic attacks, not matter where he was. He could feel it all fading away. He wasn�t out of the woods yet, there was still a lot of work to be done, but he could feel it. He was there, he was on the right path, and he was working to make things right.Jerry couldn�t help but think back to when he had first started the business. At twenty-two and straight out of school he had opened a restaurant. It had been really successful. Offering home cooking in his own hometown, his business had really prospered.But it wasn't what he really wanted to do. His passion didn�t lie with the food industry. He thought long and hard, and then he decided to sell the restaurant. He took half a year off, and in that time he thought to start Peterson Trucking. So he did it. For the second time in his short life he created a company from the ground up. The business had been an instant success.And then the trucks went down, and his success looked to be in flux. He was about to turn fifty. He didn�t think he had it in him, to save this company. But he couldn�t give up. Just the thought of shutting down, cutting his losses, laying off his workers - the whole thing made him physically sick some nights. He did not want to quit - both for himself and for his staff members.And now, because of factoring, he was sure he wouldn�t have to. Jerry opened his eyes, sat forward, turned his computer on. He had lots to do. He could be thankful later, for now, it was time to work.

 

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More Trucking Factoring Company Story Articles

Reasons why Trucking Corporations Make use of Factoring Companies.

 

As the operator of your own firm, you may be more than knowledgeable already of the hardship in making certain that capital issues do not become a predicament down the line. After all, the most disappointing thing that can quite possibly happen for your establishment is to find yourself embroiled in a long and troublesome situation that leaves you forever looking for the cash you are in need of on an continuing basis.

 

For any company in this condition, the trouble can come for waiting for work to lapse and actually be settled into your balance. Statements, checks, and the like can take some time to actually to beprocessed which can easily leave you with short-term cash flow issues. Thankfully, there are options out there for industries to check out-- and just one of these is factoring providers.

 

Factoring firms will, in trade for your statements, give you with the cash money right away so that you do not have to worry about the delaying phase that could make paying out the bills and obtaining toolsmore difficult. With this sort of arrangement, invoice factoring can come to be incredibly practical for countless establishments who ought to get out of a cash ploy which they have discovered themselves in.

 

Since, basing on the size of the work, it can take up to 60 days for some businesses to get paid then it is crucial to blanket your own back and certainly not leave yourself money short to settle the expenses. After all, how many firms possess two months earnings just lying there to deal with all their spendings till they earn?

 

This is most notably correct of truck companies. They often handle good deals of statements which means a serious quantity of collection period demands business owner themselves. Trying to get paid out promptly can turn into an unbelievable difficulty and this is the key reasons why you utilize truck factoring organizations who are pleased to help out truckers exclusively.

 

As all of us determine, trucking is an exceptionally enormous field with lots of firms out there utilizing hundreds of drivers. Unfortunately, numerous of these drivers wind up in cash troubles since they are still waiting for work from six weeks back to actually pay them. When this is the scenario for a truck agency, turning to factoring firms for support might be the finest choice left.

 

This implies that a truck firm can compensate the paychecks of the staff, keep all the trucks filled with fuel and continue to surmount, evolve and expand without consistently waiting for the resources which is taking too long to come in. Trucking Businesses running without a factoring system applied are leaving themselves at substantial danger, as contenders cash out rapidly and proceed to expand.

 

There's honestly very little to be worried about when it comes to utilizing a Factoring establishment-- they usually are not like a banking company or an individual who is going to leave you with a significant pile of financial debt to repay. You give them authentic invoices from job you have already accomplished , you are simply speeding up the repayment system.

 

In the United states of America, where truck establishments flourish, factoring establishments are not considered taking on loan in any capacity. This confidential agreement then permits both groups to benefit and indulge in a comfortable future-- it provides the factoring company a secured asset of profit to put into the list and it offers the trucking business the needed funds that they worked hard to generate.

 

The trucking establishment bestows their invoices to the factoring agency. The trucking factoring company then receive the payments from the trucking company's customers. Factoring has been all around for hundreds of years and has been used for many years by plenty of varied business sectors-- but none much more so than truckers. While you might possibly miss out on a small part of the money, something like 1-3 % depending upon who you team up with, it indicates that you are getting the resources today and can actually start setting the money to perform.

 

Anyway, an IOU or an invoice is certainly not going to pay for bills, is it? For trucking agencies when the finances can be really good one day and gone the next, it is up to the drivers to work sensibly and to make certain they are leaving themselves with a significant amount of time and finance to get through the week until they are paid for again.

 

So the next moment your trucking company is having some short-term cash flow challenges and you are investing excessive time chasing slow paying clients, why not start looking at making use of a factoring companies as a method to get your finances and give yourself a more pleasant future in the eyes of your trucking staff and your bank difference?

 

 

 

 

 

 

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Traditional Bank Loans

 

Bank loans are an extremely traditional way for a business to get financing. These loans can be a life-saver, but they're not always available to every business. As an example, a newly formed business may not have the required assets to qualify for a bank loan, and even if they did, it is usual practise for a bank to use the business itself as collateral. This means that if you default on your loan payment you could lose your entire business. Plus, the amount you apply for through the bank is the actual amount that you are going to receive. Once the loan is paid off, you can then apply for another loan if the need arises.

 

Trucking Factoring Companies

 

Trucking Factoring companies do not offer loans, and you do not go into debt when you get money from a Trucking Factoring company. Rather the financing you receive from a Trucking Factoring company is based on money your business has already earned, but have not yet received. The Trucking Factoring company purchases your accounts receivable, or part of them, for a certain percentage of their value - this is normally about 80-95%. The amount of money you can receive is based on the amount of money you have earned and the accounts receivable you are willing to �sell.� Once a Trucking Factoring account has been created for you, it will continue for as long as you need it, with the money available continuing to grow as your business grows, and providing cash as you require it.

 

Benefits of a Trucking Factoring Company Vs. A Bank Loan

 

Not every business can benefit from Trucking Factoring account financing because you have to have a business with accounts receivable, however there are many benefits for those who can access this type of finance.

 

1. There is no debt. You do not incur debt as you do with a bank loan because the Trucking Factoring company actually purchases your accounts receivable. One of the main benefits of this kind of financing is that your business credit rating and your personal credit rating will not be affected. Should the unforeseeable happen and your business fails, you will not have to worry about anyone coming after your personal as well as your business assets to pay off a loan. The debt goes onto your credit report with a bank loan, with only one missed payment adversely affecting your business credit: it would also affect your ability to secure insurance, and may reflect on your personal credit rating as well.

 

2. No Collateral Required. Another benefit of using a Trucking Factoring company instead of a traditional loan is that you are not required to provide collateral to the Trucking Factoring company in order to secure financing, because the company �buys� the accounts receivables; not loans you money based on them. Plus, the state of your credit rating is not an issue; however the Trucking Factoring company will run a credit check on your clients whose accounts receivable are being offered for financing. This means that it is easier for new businesses to access the finance they need through a Trucking Factoring company, providing their accounts receivable are in good order. A bank may believe you haven't been in business long enough to be able to cover this risk.

 

3. You'll receive the money faster. With a Trucking Factoring company you can actually get the money you need faster. Once the Trucking Factoring company assures itself that the customers in your accounts receivable are likely to pay their debt, the money is usually in the account within 24 hours. With a bank, there are vast amounts of paperwork, then the loan has to be underwritten, which can take months before you actually see the loan if it is approved.

 

4.You receive interest up-front. Unlike a bank loan that continues to build interest that you have to pay the entire time you have your business loan with a Trucking Factoring company, you do not have to continue to pay interest as they take it right off the top, deducting it from the total amount of accounts receivable. So you do not have to worry about monthly loan repayments, and you do not have to worry about the amount of interest payable, because all the money in the account is yours to spend.

 

As you can see from the above, there are some great benefits to financing through a Trucking Factoring company, and not through a traditional bank loan. In addition, there are other benefits that a Trucking Factoring company can offer you, outside the scope of a bank. The main benefit is that once you've sold your accounts receivable to the Trucking Factoring company, you are free from having to collect money owed by your customers. The Trucking Factoring company takes over that chore, since it is now their money to collect. Trucking Factoring companies are very good at collecting these debts, saving you the time and effort that you need to devote to your growing company.

 

Another bonus is that, because the Trucking Factoring company has evaluated the quality of your customers' credit before buying the accounts receivable, you learn valuable information regarding your customers, like which ones are likely to pay, and which ones are less likely to pay.A Trucking Factoring company is not the only method of gaining access to finance for the running and growing of your business, however it does offer a financing option well worth considering.

 

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